Frequently Asked Questions
Where do you lend?
Arixa Capital primarily lends throughout California with plans to expand into other markets where we currently lend on a case-by-case basis.
Are there prepayment penalties?
No, we never charge penalties for prepayment.
What are your terms?
What kind of properties does Arixa Capital fund?
We lend on a variety of asset types, including single-family residences (1-4 units), condos, multi-family residences, mixed use, office, retail, and other commercial properties.
What LTV ratio does Arixa Capital offer?
We offer LTV ratios up to 75% for both commercial and residential.
What interest rates do you offer?
Our rates for commercial properties range from 7.25% to 8.75% (for First Lien Position) and 8% to 10% for residential properties.
How do I apply for a loan?
Please contact us to speak with a loan originator or submit a project here.