Residential Lending Parameters

Table Style
Property Types Single Family Residences (1-4 units)
Loan Amount $100,000 to $10,000,000+
Loan Term 3-18 months
Origination Fee 1 to 2.5 points (depending on loan duration)
Collateral Type First trust deed on subject property
Loan Type Acquisition, Refinance, Renovation, Construction
Interest Rate 8% to 9.99%
Loan-To-Cost Up to 80% including renovation costs
Loan-To-Value Up to 75%
Recourse Personal guaranty required in most cases
Closing Time 10 days or less
Location California

About Arixa Lending

Arixa Capital is a private money lender founded in 2006 with a focus on short-term bridge loans for California's real estate developers, renovators, and investors. Through our own discretionary funds, Arixa Capital strives to provide streamlined decisions and tailored solutions for each project to deliver a client experience that is unmatched in our industry. Arixa Capital offers residential and commercial real estate acquisition and renovation loans from $100k to $10 million per property.

Lending Process


Day 1:
Submit application online or call Arixa 


Day 2:
Arixa evaluates the project



Day 3:
Receive an actionable decision



Days 7-14:
Get funded


Months 3-9:
Complete your renovation*


Months 4-12:
Pay off loan upon sale of property



*Renovation completion range dependent on project complexity. 

Our Borrowers

Recent Transactions


Arixa Capital Corporation is licensed under the CA Bureau of Real Estate number 0201940. We currently lend in the state of California. Origination fees and other fees may apply. This is not an offer to lend. Any financing will be subject to a credit evaluation, approval of the subject property, and other restrictions. Funding window beings once all due diligence documents are submitted and requires clear title. Terms and conditions are subject to change. To qualify, a borrower must meet our underwriting requirements. Not all borrowers receive the lowest rate. To quality for the lowest rate, you must meet certain conditions. Your actual rate will depend on a variety of factors. Rates and Terms are subject to change at anytime without notice.