Residential Lending Parameters
|Property Types||Single Family Residences (1-4 units)|
|Loan Amount||$100,000 to $10,000,000+|
|Loan Term||3-18 months|
|Origination Fee||1 to 2.5 points (depending on loan duration)|
|Collateral Type||First trust deed on subject property|
|Loan Type||Acquisition, Refinance, Renovation, Construction|
|Interest Rate||8% to 10%|
|Loan-To-Cost||Up to 80% including renovation costs|
|Loan-To-Value||Up to 75%|
|Recourse||Personal guaranty required in most cases|
|Closing Time||10 days or less|
About Arixa Lending
Arixa Capital is a private money lender founded in 2006 with a focus on short-term bridge loans for California's real estate developers, renovators, and investors. Through our own discretionary funds, Arixa Capital strives to provide streamlined decisions and tailored solutions for each project to deliver a client experience that is unmatched in our industry. Arixa Capital offers residential and commercial real estate acquisition and renovation loans from $100k to $10 million per property.
Submit application online or call Arixa
Arixa evaluates the project
Receive an actionable decision
Complete your renovation*
Pay off loan upon sale of property
*Renovation completion range dependent on project complexity.
Program, rate, and fee subject to change without notice. This is for informational purposes only and is not a commitment or guarantee to lend. Any financing will be subject to credit evaluation, approval of subject property, and other restrictions. To qualify, a borrower must meet our underwriting requirements. Arixa Capital Corporation is licensed under the CA Bureau of Real Estate number 0201940 and NMLS number 1458115.