Arixa Loan Programs
Arixa’s goal is to be the best option for real estate investors and developers seeking loans from $250,000 up to $15,000,000. We have built our lending business from the ground up to deliver an exceptional experience on each and every loan, from our first interaction with you until loan funding, construction draws and until the day your loans pays off.
Our primary focus is serving borrowers in the Western U.S. and Texas, and most of our loans are shorter-term (up to 24 months maturity). We strive to be flexible and customize our loans to meet our borrower’s specific and unique needs. We lend off of our own balance sheet and never charge prepayment penalties or interest on undrawn funds.
Details on the types of loans we make.
|
SFR (1-20 units) |
Multifamily (up to 50 units or $15 MM) |
CRE | |
|---|---|---|---|
| Bridge loans | Yes | Yes | Yes |
| Renovation | Yes | Yes | Yes |
| New construction | Yes, including SFR spec 1 unit up to subdivisions of 20 units | Yes | Selectively |
| Permanent loans (30 year term) |
Yes | Yes, up to 20 units | No |
Experience the Arixa difference: our goals for every loan and every experience with our clients
Industry leading, white glove service.
Many lenders talk about their service but at Arixa we have been walking the walking since we first started lending. Our “DNA” is client service and delivering on what we say we are going to do. All key functions at Arixa — from closing to servicing to construction draws and beyond — are performed by our employees who understand our service is the key to our success.
Quick decision making.
We will quickly give you feedback on whether we can make your loan and can often issue loan term sheets in a matter of hours and up to a few days depending on complexity of the loan.
Common sense diligence process.
We handle our diligence in-house, including valuations and are only going to ask for you the information that we really need to support our loan decision. No more requests for countless documents that have no impact on our credit decision.
Your deadline is our deadline.
We completely understand that speed and dependability are critical to our borrower’s success. We routinely fund loans in 10-14 days, if needed. When we commit to a funding date, that is the day your loan will fund.
Dedicated point of contact.
You work with a specific, knowledgeable Arixa loan origination professional, who has direct and immediate access to our investment committee. Your LO will learn your business and your needs and be there whenever you need them to assist you.
