Mini Perm Financing (Up to $10MM)
Arixa Capital’s Mini Perm financing is designed for completed or stabilized projects. These loans allow builders, developers, and operators to refinance into an interest only structure with no prepayment penalty and no minimum interest, while you pursue permanent financing or a sell out strategy.
Our Mini Perm solutions are designed for maximum flexibility: lowering carry costs, preserving optionality with today's higher rates, and enabling an efficient, penalty-free exit when the timing is right.
Financing Terms
| MINI PERM – RENTAL FINANCING | MINI PERM – SALE FINANCING | |
|---|---|---|
| SIZE: | $1,500,000–$10,000,000 | $1,500,000–$10,000,000 |
| STRATEGY: | Assets for Stabilization / Hold | Assets for Disposition |
| PROPERTY TYPES: |
Build-to-Rent Communities; Apartments; Other Rental Assets |
Build-to-Sell Communities, Condominiums, Subdivisions, Townhome Complexes |
| TERMS: |
Up to 24 Months Extensions Available |
Up to 24 Months Extensions Available |
| POSITION: | First Lien | First Lien |
| LTV: | <70% Based on Third Party Appraisal | <75% Based on Third Party Appraisal |
| FEATURES: |
Interest Only; No Minimum Interest No Prepayment Penalty Requires Minimum 1.10x DSCR |
Interest Only; No Minimum Interest No Prepayment Penalty |
| MINI PERM – RENTAL FINANCING | |
|---|---|
| SIZE: | $1,500,000–$10,000,000 |
| STRATEGY: | Assets for Stabilization / Hold |
| PROPERTY TYPES: |
Build-to-Rent Communities; Apartments; Other Rental Assets |
| TERMS: |
Up to 24 Months Extensions Available |
| POSITION: | First Lien |
| LTV: | <70% Based on Third Party Appraisal |
| FEATURES: |
Interest Only; No Minimum Interest No Prepayment Penalty Requires Minimum 1.10x DSCR |
| MINI PERM – SALE FINANCING | |
|---|---|
| SIZE: | $1,500,000–$10,000,000 |
| STRATEGY: | Assets for Disposition |
| PROPERTY TYPES: |
Build-to-Sell Communities, Condominiums, Subdivisions, Townhome Complexes |
| TERMS: |
Up to 24 Months Extensions Available |
| POSITION: | First Lien |
| LTV: | <75% Based on Third Party Appraisal |
| FEATURES: |
Interest Only; No Minimum Interest No Prepayment Penalty |
What To Expect From Us
We’ve designed every part of our lending experience to reduce friction, eliminate delays, and help you buy and build with confidence.
Certainty of Execution
In house credit decisions with direct access to decision makers.
Common-Sense Underwriting
No tax returns. No unnecessary red tape.
One Team, Start to Finish
No handoffs. No confusion.
Balance Sheet Strength
Stable financing through changing markets.
Reliable Capital
One approval for phased projects. Full confidence.
Satisfied Clients
Top tier 94 / 100 Net Promoter Score.1
