Michael Henry

Michael Henry

Deputy Chief Credit Officer

Michael Henry is the Deputy Chief Credit Officer at Arixa Capital. He has more than 25 years of banking experience in both commercial and residential lending. Throughout his career, his responsibilities have included credit approval, credit underwriting, financial analysis, portfolio management, special assets management, board reporting, and the calculation of the Allowance for Credit Losses.

Prior to joining Arixa, Michael served as the Executive Vice President and Chief Credit Officer at Mission Valley Bank for over five years, where he was a member of the Director’s Loan Committee. He held dual responsibilities as the Chief Credit Officer and Chief Lending Officer, overseeing the bank’s credit and sales functions. Additional responsibilities included leading the Special Assets Group, Community Development Team, and Loan Servicing Department.

Before Mission Valley Bank, Michael held senior credit administration roles at United Business Bank in Walnut Creek, CA, and at Poppy Bank in Santa Rosa, CA.

Michael earned a bachelor’s degree from the University of Oregon and a Master of Business Administration from Keller Graduate School of Management. He is also a proud graduate of the University of Washington’s Pacific Coast Banking School program.